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Capital raising re-mortgage for a right to buy client on a low income

A specialist residential mortgage case study


Our introducing intermediaries client wanted to remortgage a right to buy property and raise capital to repay a family member with additional funds for home improvements.  The required borrowing would take the total LTV to 65%.


The introducing intermediary was struggling to place the case with their panel of lenders due to the client’s low income.  They also needed a lender who would take child tax credits into consideration for income purposes.


Brightstar were able to place the case with Together Money who agreed to offer the case on a 30 year term to help with affordability.