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Client purchases business premises and makes a saving on their monthly rental payment

A commercial finance case study


Our client wanted to was looking to purchase their trading business premises.  The client owns one buy-to-let property and wanted to raise the deposit by way of a second charge mortgage against the property.


Due to the client’s history of missed mortgage payments and other credit blips, a second charge wasn’t possible.


Brightstar were able to find a lender willing to take a view on the credit issues and re-mortgage the buy-to-let property with enough capital raising to purchase the commercial premises.  The client ended up paying a lower monthly mortgage payment than their rent.