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A client, with a significant deposit of more than 60% LTV wanted to buy her first home.
However, the client had been rejected by lenders because she received all of her income from benefits.
There are options for clients who earn all of their income from benefits and they will usually depend on the client’s individual circumstances. In this instance, we were able to work with a lender to agree the case on a 5-year fixed rate that gave the client peace of mind her payments would be stable for the foreseeable future.
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