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Asset finance is increasingly used by individuals and businesses to finance such things as plant, equipment, machinery, vehicles, aircraft and marine vessels. It can also be used for leasing and hire purchase agreements relating to the same assets.
As in the main mortgage market this finance is now available from a wide array of lenders from the main commercial banks, through the smaller niche banks and the private, non-bank lenders. This gives a great mix of pricing and loan structures and has made borrowing against assets has become more of a mainstream option for those looking to fuel growth.
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