DO YOU NEED GREATER FLEXIBILITY FOR YOUR EX-PAT CLIENTS?

The majority of calls to our specialist residential mortgage team start with ‘I don’t think you can help, but…’ So we thought we’d bust some myths on the criteria available for your ex-pat clients:

Common perceptions and the reality:

1. Your client can’t get a mortgage if they are a UK citizen working abroad
We will consider applications from UK citizens working abroad in 160 countries, including Dubai, Hong Kong and Australia

2. Your client can’t get a mortgage if they’re paid in foreign currency
It doesn’t matter if you’re client is paid in Dollars, Yen or Riyals, we will consider multiple currencies

3. Your client can’t get a mortgage if they don’t pay tax in the UK
As long as your client is abiding by the tax laws in their country of residence, then we can consider their application

4. Your client can’t get a mortgage if they don’t work for a multinational company abroad
Yes, they can – we consider applications from applicants who work across a range of industries on the basis that evidence of income is provided, along with sight of contract

5. Your client can’t get a mortgage if they are self-employed and living abroad
Providing that your client has a minimum of two year trading history and has a suitably qualified accountant, then we will consider an application

FIND OUT MORE IN DUDLEY’S DEDICATED EXPAT GUIDE

TO FIND OUT MORE OR TO DISCUSS AN ENQUIRY, CALL 01277 508 959

OR COMPLETE THE SHORT FORM TO SUBMIT AN ENQUIRY ->

FOR INTERMEDIARY USE ONLY