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BTL second charge surge

We have seen an upsurge in demand for second charge buy-to-let mortgages after recent regulatory changes and product innovation.

From 1 January, the Prudential Regulation Authority (PRA) has imposed loan to income limits on regulated mortgage contracts.

In addition, the introduction of the Mortgage Credit Directive in April 2015 means the LTI limit would automatically apply to second charge deals, which are currently exempt. [Read more...]

New bridging rates and lenders

We are pleased to unveil new rates for our exclusive deals with bridging lenders Interbay and Masthaven.

Our exclusive Interbay rates on bridging are now 0.44% per month on loans up to 55% LTV and 0.54%pm for loans up to 65% LTV. They are also offering loans at 0.64% per month up to 75% LTV.

All the deals are only available for non-registrants relating for standard and light refurbishments. [Read more...]

Survey: 70% of brokers support more client info

We are pleased to see Tom Ballington, our 'Sport champion of the year, win the U15 Essex CCC Player of the Season Award in March. Tom is a local cricket player and we help cover the cost for some equipment, clothes and help towards travel costs. [Read more...]


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