Mortgages for commercial property investors

Commercial investment mortgages cover commercial or mixed-use properties that are being purchased for rental return and capital gain. Lending can be against any type of commercial property (offices, shops, industrial units etc).

• Clients can generally achieve up to 75% LTV
• Rates start from c2% over base rate
• Repayment loans are typically over 20 years
• Interest only options can be arranged
• Mortgages can be taken in personal names, limited company, pension fund or trust
• Lender fees are typically 1% of the advance
• Terms will vary quite significantly dependent upon the property type