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March 2018

Amicus have entered the commercial mortgage market during March and are sitting nicely with our other challenger bank partners in respect of their rates and fees.  Amicus appear to be a lender that will ‘take a view’ on the cases that other lenders may not be able to help with due to their rigid criteria.  Amicus can lend up to 80% LTV and their rates start at 5% over 3 month LIBOR.  ERCs are as low as 1.5% on a variable term so they’re also very competitive compared to challenger banks who start at 2.5%-3% for 5 years.


Atom bank are still very much a strong competition within the commercial market, with rates a low as 2.5% plus base rate and a 0.75% arrangement with no ERC’s; they are very much a stronger contender against well known high street banks.


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