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Commercial high street lenders continue to favour the trading business area of the market; best evidenced by one of our lenders removing the lender arrangement fee for trading business loans under £500k.
We have also found that the investment market is still very much in favour with the challenger banks. However, Atom Bank have just released an investment product – for cases at sub 65% LTV, they offer interest only rates that can match the high street rates and fees.
Unsecured lending appears to be a growth area within the commercial division at Brightstar. For existing trading businesses we’re able to source unsecured business loans up to £250k, with the ability to pay out within 2 weeks from initial application.
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