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SECOND CHARGE MORTGAGES THAT REGISTER AS AN EQUITABLE CHARGE

Second charge mortgages of the month - Aug 2018

Our product of the month is the growing number of buy-to-let second charge mortgages that register an equitable charge rather than a legal charge, which means they can be used where the first charge lender would ordinarily decline consent to a second charge.

 

Equitable charge loans are available up to 65% LTV and up to £50,000. We currently have access to an equitable charge loan from Together for 5.97% on a capital and interest repayment basis. For clients who want interest only repayment, rates are available from 6.29% on products from Together and West One.

 

READ MORE about the client scenarios we’re able to assist you with

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