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From our July Ezine

We are continuing to see more self-employed borrowers looking to take out loans with one year accounts of net profits rather than the salary and dividend.


It has taken time for lenders to shift criteria to meet demand for using different methods of affordability but some have made the shift.


It is a big help to start-up businesses whose owners want to take out a mortgage based on their earl accounts rather than waiting years.


We are also seeing more demand for income stretches with borrowers looking to borrow more than four times their salaries.