• Broker
    The information contained in this area of our website is for FCA regulated brokers only and not intended for consumer usage.
  • Consumer

COMMON SENSE BUY-TO-LET

For when the high street says no.

THIS PRODUCT IS NOT AVAILABLE ON A DIRECT-TO-LENDER BASIS

 

KEY CRITERIA & HIGHLIGHTS

  • Up to 80% LTV
  • 2% LTV increase GREEN BOOST
  • Minimum term – 2 years
  • Maximum term – 40 years
  • No minimum income subject to affordability sense check
  • Minimum loan – £100,000 (minimum property value £125,000)
  • Maximum loan – £1,000,000

 

PROPERTY TYPES

  • Flats above / adjacent to commercial including pubs and takeaways
  • Studio flats under 30 square meters
  • Ex council / high rise / deck access / no lift
  • Single unit
  • HMO’s / Multi unit free hold block
  • Holiday lets including Airbnb
  • Day 1 remortgage at open market value

 

BORROWER TYPES

  • Individuals
  • Limited company SPV’s (no PG’s required below 50% LTV)
  • Expat / foreign national
  • 12 months landlord experience

 

Give us a call on 01277 508 959 or complete the form on the right and we’ll take it from there.

 

Subject to status.  Products and criteria are subject to change or withdrawal at any time.  Please contact us regarding current availability.

FOR INTERMEDIARIES ONLY AND NOT INTENDED FOR THE GENERAL PUBLIC.