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THE MORTGAGE LENDER - LUMI EXCLUSIVE

Specialist residential mortgages

This range is aimed at borrowers who have an adverse credit history, including payday loans.

 

Key features:

  • Up to 75% LTV
  • 2 & 5 year fixed rates from 4.98%
  • One year self-employed accepted
  • Enhanced credit criteria, compared to core range
  • Dedicated underwriter for Brightstar’s introducers

 

Exclusive adverse credit criteria:

  • Payday loans taken over 12 months ago accepted, can still be in place at application but needs to be settled upon completion
  • Defaulted payday loans accepted if missed payments are over 12 months old
  • No cascading based on unsecured arrears

 

FOR FURTHER INFORMATION OR TO DISCUSS AN ENQUIRY CALL: 01277 508 959

 

 

FOR INTERMEDIARIES ONLY

PRODUCT AVAILABLE AT TIME OF PUBLISHING AND SUBJECT TO CHANGE