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Are you making the most of the new Permitted Development Rights (PDR) rules? When they were initially introduced in 2015, they provided an automatic grant of planning permission so that certain building works and changes of use could be carried out on a property without having to make a full planning application. This was a helpful step, but only applied to the conversion of offices to residential properties.


However, last year the rules were updated to enable the easier conversion of other buildings, such as shops, restaurants, professional services, surgeries, nurseries, and other high street uses – opening a whole range of new opportunities for investors who want to convert and refurbish property either to let out or sell for profit.


There is a process of achieving planning permission through PDR and the following criteria must be met:

  • The property must have been in use under one of the use classes captured by Class E for at least two years prior to the submission of the prior approval and been vacant for a clear three months
  • A prior approval that demonstrates that the proposal will not have a negative impact on transport and highways, contamination, flood risk, noise, or natural light.


PDR can easily provide prior approval in less than two months, much shorter than traditional planning permission which can take eight weeks to many months, and there is greater certainty of the outcome.


Achieving planning permission through PDR is itself an opportunity for investors to profit as it can deliver up to a 30% uplift in the value of a site even prior to works starting. It’s easy to see then, why so many investors are choosing this route to add value to their portfolios – and lenders are developing their propositions to meet this growing demand.


Conversion of a commercial property to residential use no longer requires access to development finance and several bridging lenders are allowing this type of work as part of their refurbishment loan proposition, which is making rates more competitive and criteria more accessible.


Our award-winning team has in-depth knowledge of the options available and long-standing relationships with the lenders that are active in this market. Simply tell us about your plans and we can take care of everything.


Give us a call on 01277 508 959 or complete the form on the right and we’ll take it from there.


Subject to status.  Products and criteria are subject to change or withdrawal at any time.  Please contact us regarding current availability.

Your home or property may be repossessed if you do not keep up repayments on your mortgage or a loan secured against it.

The Financial Conduct Authority does not regulate some aspects of corporate financial planning, property investment or buy to let lending.

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